October 12, 2021
Hail Damage Roofing Inspection Guide
Do I need to replace roof after hail? That’s a good question. The answer is that it depends. Most of the time, the roof damage caused by hail is not immediate. In many instances, you won’t even be able to see the hail damage from the ground.
Hail damage, when left to worsen, can lead to rot of the underlayment and roof decking, mold, bacteria, and other water damage problems. So if you suspect that your roof has taken on any damages from severe weather of any kind, it’s best to have it inspected to be sure.
Sellers Roofing Company – New Brighton has expert roof inspectors on roofs every day in the greater Minneapolis area. They are trained to notice any areas of your roof where hailstones have damaged your roofing system and put your home or business at risk of any damages.
If you would like to take advantage of a free roof hail damage inspection, just click the button below or call (651)703-2336 to set up a convenient time to meet with one of our expert storm damage inspectors.
If you feel comfortable climbing on your own roof, keep reading and we will share some tips with you on how to inspect your roof for hail damages, plus get give you some helpful information on hail damage repair costs and hail damage insurance claims
First things first. To answer your question, “Do I need to replace my roof, after hail?” you first will need to access the damages. As we previously stated, some asphalt roof hail damage isn’t visible from the ground.
Roof Hail Damage What to Look For
- Dents in the Shingles
- Bruising or Cracking in the Shingles
- Bare Spots on the Shingles
- Loose Granules in Your Downspouts and Gutters
- Soft Spots in the Shingles
- Dents or Dings in Metal Roof Vents, Metal Valleys, or Flashing
Roof Hail Damage Repair Cost
Roof hail damage repair cost can vary depending on several different factors. The size, shape, and incline of your roof are some of the things that may get factored into the price, but for the most part, the repairs will be gauged by how much work has to be done. A simple repair to part of your roof, or even one side of your roof will essentially cost less than a full roof replacement.
For asphalt roofs, you can expect to pay between $400 and $700 per “square” (100 sq. ft.) for repairs, and between $5,000 and $20,000 for full roof replacement due to wind or hail damage. We have an article on metal roof cost in Minneapolis here that you can read if your metal roof has been damaged, that will break down replacement costs for the different types of metal roofs.
In the case that you do find damages on your roof, this next section will offer some tips on roof hail damage insurance claims.
Roof Hail Damage Insurance Claims - What You Need to Know
When dealing with roof hail damage insurance claims, or any home insurance claims for that matter. It’s important to go with a reputable insurance company! According to the Insurance Information Institute, about 1 in 50 home insurance claims every year are related to wind and hail damage.
An insurance claims process can be frustrating and time-consuming, and end up costing you way more than you expected and being a big headache if you aren’t prepared in advance.
Depending on the size of the claim you need to cover damages to your home, you could end up fighting with your insurance company, and wind up paying thousands of dollars out of pocket.
According to Consumer Reports, 41% of home insurance claimants with claims over $30,000 have experienced disagreements over damages to their home, disputes about insurance coverage, payment delays, and slow insurance payouts.
Tips for Getting the Best Coverage for Your Roof Hail Damage Claim
Getting the best insurance coverage for your roof hail damage claim can make a huge difference in how your hail damage insurance claim goes. It can also affect how much money, if any, you end up having to dish out of your own pocket.
- Pick a Top Insurer – USAA are very reputable and well known for their exceptional insurance claims experiences:
- Read Your Policy! – Make sure that your home insurance policy explicitly states that you are paying for homeowners insurance that includes wind and hail damage coverage.
- Hire an Experienced Contractor – Sellers Roofing Company – New Brighton has years of experience handling, insurance claims of all types for homeowners. One of our experts would be happy to guide you through the entire process and make sure everything goes smoothly.
- Prepare in Advance – Keep your roof free from debris, and have routine roof inspections performed by a licensed contractor
Roof Insurance Claims Process - Step by Step
The mortgage company will generally need to approve any repairs before they release your check, and generally, the first check that is cut will go to the roofing contractor as a deposit for the materials or as payment for the completion of the repairs or replacement.
After the roofing repairs or replacement. Sellers Roofing Company- New Brighton takes pride in offering the home and business owners of greater Minneapolis our expertise and guidance with any and all insurance claims concerning the exterior of your home!
Do I Need to Replace Roof After Hail? - Final Thoughts
Sellers Roofing Company – New Brighton is proud to be there for the residents of the Twin Cities area, and we are honored that we are one of your favorite roofing contractors to call on for all of your roof hail damage concerns. If you are the victim of severe weather damages to your home in Minneapolis, give our team a call today and find out why Sellers Roofing Company – New Brighton is the best friend you can have on your side have when disaster strikes!