November 30, 2020
Minnesota is known for many things, beautiful lakes, forests, and friendly folk. If you haven’t lived in Minnesota before, you might be surprised to know that it’s also a hot spot for big storms, especially hailstorms. Here’s what you should know about storms in Minnesota and how they can affect you as a homeowner.
What Kind of Storms to Expect
Minnesota is home to many different kinds of storms. They can come up when you least expect it which is why it pays to be prepared. The state sees tornadoes, hailstorms, and lightning storms any given year.
Tornadoes are most common from June through August as the storms work their way up from the Southern states and into the upper Midwest on their way to Southern Canada. Most of the tornadoes pass by September or November as Fall settles in.
Hailstorms are common throughout the Winter and they can inflict a substantial amount of damage on a home, mostly to the roof.
How to Prepare for a Storm Minnesota
Now that you know what kind of storms to expect when living in Minnesota, you’ll need to know how to prepare for them and how to handle the aftermath. It always pays to be prepared, both in terms of supplies and on paper.
First of all, you should make an effort to have useful items on hand for when a storm hits. Keep a couple of flashlights, bottled water, and plenty of batteries on hand as well as food that’s easy to prepare without electricity. Investing in a generator is often a good idea and can save you from many dark boring nights without power.
Another thing you should know is that you’ll probably end up having to file an insurance claim at some point to cover the costs of the storm damage. If you’re moving to the state and haven’t lived in Minnesota before, make sure that you take out a home insurance policy that covers storm damage.
Whether it’s from a tornado or a gnarly hailstorm, you’ll need an insurance policy to compensate you for the damage, whenever it occurs.
Handling an Insurance Claim on Storm Damage in Minnesota
In order to file for an insurance claim for storm damage, you’ll need to identify and document the damage. Look for sins of rupturing which can cause leaking or damaged granules. You can spot damage by looking for pockets that look like your roof has literally been punched in several places. This is especially typical of hail damage. Be sure to file your claim within 2 years of identifying the damage and always document it as soon as possible to avoid any delays.
You’re Friendly Neighborhood Contractor, Sellers Roofing Company
When you’re moving to a new area, it’s good to have someone to call when you need help. You’ll need all new contacts, a new plumber, a new electrician, and a new roofer. Sellers Roofing Company is a contractor you can trust. With years of experience and a solid reputation for integrity, Sellers Roofing Company of New Brighton Minnesota is your best bet for quality roofing repairs.
Welcome to the neighborhood, add Sellers Roofing Company to your contacts list today!
Image Source: Pixabay