October 12, 2021
Going through a nasty hail damage claim a on home and looking for an affordable roofing service? Or maybe a siding service? Well, you have come to the rightest place. Not only do we give you matchless and best repair services for your home’s roof and sidings, but also we have answers to all questions. You may have multiple questions in mind including, What Causes Hail to Form, How Does Hail Damage Look Like On Roof And Siding, What Factors Cause Hail Damage and a lot more regarding the Homeowner’s Insurance Policies For Hail Damage and What To Do If You Have Hail Damage on Home. You will get all of them answered here. Because we provide you the best service without leaving your piggy bank dry?
What is Hail?
Hailstones are large and often spherical ice particles that form inside the strong updrafts of thunderstorms. Not only damaging for your property, but hail can also be deadly for livestock and people.
What Causes Hail to Form?
You must be wondering what causes hail to form. So the cause of hail formation is an extraordinary unusually unstable air mass. You can say an air mass unstable if it has a much greater-than-normal temperature falloff with height. This unstable air produces strong updraft speeds, up to 60 mph or more, that avoid a developing hailstone from falling to the ground.
In a hailstorm, these small and developing ice particles collect and layer more rainwater or cloud water on them, resulting in a frozen shell-like layer. Then the tilted updraft and downdraft structure of the storm recycle these hailstones several times. This recycling ends only until the hailstones become too heavy for the updraft to carry them, letting them finally plummet to the ground.
How Damaging Hail Can Be in Minnesota?
Being a resident of Minnesota, you may have witnessed how rough and challenging can hailstorms be. Regardless of a swift and ample weather forecast, Hail can still damage your property to a substantial extent. Hailstorms can damage your vehicles, home, and other property too.
It’s quite astonishing to know that the hail damage in the United States can cost billions of dollars. According to a report of NOAA (National Oceanic and Atmospheric Administration), Minnesota hail storm is amongst the 16 costliest weather events in the US. It caused damage worth $2.4 billion in Minnesota. You can see the following chart that shows the number of affected properties in the top 5 states shaken by a damaging hailstorm. Whereas, Minnesota ranked no. 4 among the top 10 states in terms of hail loss claims.
It shows you should never underestimate the damage on your property caused by hail. It can be really awful, especially on your home and can disfigure your roofing and siding resulting in serious potential damage.
How Does Hail Damage Look Like on Roof?
You may want to have a quick knowledge regarding the hail damage signs depending on the material your roof is made up of. So have a look at what signs each kind of roofing gives you for the hail damage.
Asphalt Shingle Hail Damage
If you have an asphalt shingle roofing, it may develop cracks, loss of granules, and matting corrosion after a hailstorm.
Wooden Shingle Hail Damage
Having wooden shingles can alarm you of hail damage if you look dented, fragmented, and curled when hit by a heavy hailstorm.
Metal Roofing Hail Damage
After a heavy hailstorm, your metal roofing can show instant cracks, punctures, and dents during a hail storm.
Clay, Concrete And Slate Roof Hail Damage
If your home has roofing of clay, concrete, or slate, the roofing material can crack or break where the hail plummets.
What Does Hail Damage Look Like on Sidings?
Just like the hail damage on roof, your siding can also show you signs that it needs urgent repair or replacement after a hailstorm damaged it.
Vinyl Siding Hail Damage
Hail damage on vinyl siding is quite obvious if you see cracks on it. You may also notice the chipped paint on the vinyl siding, another sign of hail damage.
Wood Siding Hail Damage
Just like the wooden shingles on roof, hail can also damage your wood siding. Hail damage on wood siding can discolor and deface it with partially visible dents or breaks.
Metal or Aluminum Siding
You can spot dents as a result of hail damage on all kinds of metal siding. But for aluminum siding, there is also a possibility of oxidation marks-usually whitish. These marks are a sign of hail damage on aluminum siding.
What Factors Cause Hail Damage?
Not all the hailstones are damaging to your home. To see what causes hail damage your home, read ahead.
Size and Speed of Hailstones
The biggest hailstone ever recorded was of & inches. The cause of hail damage depends largely depends on the size and speed of hailstones. The bigger the hailstone, the higher the speed. You can see the different sizes of hailstones and their relative speed.
Condition and Material of Roof or Siding
An already broken or damaged roof or siding will be more vulnerable to hail damage. In such a condition, your house may experience further cracks or tears on the roof and siding.
Does Homeowner’s Insurance Policy Cover Hail Damage on Home?
Unlike other predictable weather conditions like a hurricane, hail is far less foreseeable. Even so, there are certain homeowner insurance policies that you can avail to claim hail damage, depending upon the extent of the damage that occurred. And this extent is also the basis of what amount you will get paid by the insurers.
What To Do If Have Hail Damage on Home?
Whatever the cause of hail formation or its devastating effect can be, you don’t need to fuss about hail damage on home. Just call us and get the best professional roofing service. In case you get hail damage on sidings, we are here to fix it as well for you. For a free hail damage assessment on your home, call us now!